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How your own car will ruin your attempt at insurance fraud

For decades, insurance companies devoted thousands of hours and millions of dollars to complex investigations of insurance claims, trying to determine whether claimants were lying or telling the truth.

For decades, insurance companies devoted thousands of hours and millions of dollars to complex investigations of insurance claims, trying to determine whether claimants were lying or telling the truth. Now, a would-be fraudster can concoct an elaborate excuse only to find their scheme foiled by the gadgets within the very vehicle they may be trying to get fixed. 

As digital technology becomes a standard part of every car, so do tracking devices that can determine everything from the route you took, where you stopped and if you were, say, going even just a kilometre or three over the speed limit. What are the implications for drivers, and the insurance industry at large?

GUEST: Aaron Hutchins, Maclean's

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